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Open Finance Is National Infrastructure

David G.W. Birch

2024-02-14 10:54:06

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Summary

In this article, Geoff Birch discusses how digital identity is increasingly influencing payments, signaling ongoing digital transformation in payments industries. Birch also highlights the arrival of open banking in the United States and how the Consumer Financial Protection Bureau (CFPB) is proposing rules for data sharing, aiming to increase competition and consumers’ rights.

Key Themes

Digital Identity: The article discusses how digital identity is shaping the payment industry and how payments are anchored on digital identity.

Open Banking: The piece highlights the arrival of open banking in the United States and the proposed rules by the CFPB for data sharing.

Consumer Financial Protection Bureau (CFPB): The article centers around the CFPB’s proposed rules for data sharing, aiming to increase competition and consumers’ rights.

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