In the future, everyone will be famous for 15Mb

Your Top Ten From Last Year, My Three Predictions For Next Year

David G.W. Birch

2024-01-19 02:03:14

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The article is a review of the author’s top 10 Forbes columns from 2023. In the review, the author highlights the importance of digital wallets as identity tools, the growing significance of tokens in markets, the debate over cashless retailing and digital currencies, the influence of generative AI and open banking, and the impact of big tech in financial services.

Key Themes

Digital Wallets: The battle for consumers’ digital wallets is strategically important as it’s not just about payments.

Tokens and Markets: The importance of tokens in the next generation of markets, separate from cryptocurrencies.

Retail Cashlessness: The debate around the future of cash, digital currencies, and the role of reverse ATMs.

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